Conveyancing & Property LAW GUIDES

Equity Release - Options for Releasing Equity from Your Home

Equity release allows people to access the equity or financial sums that are tied up in their homes. This option is only available to people who are over the age of 55 and is often used to support people...

How will the Corona Virus affect the housing market?

Since the start of the pandemic, approximately 370,000 property sales at a staggering value of £82 billion were put on hold due to the lockdown, and the government warns that there is no return to normality in the property market just yet. Markets...

Problems paying your mortgage? Here is what you should do

Struggling to meet your mortgage repayments can be incredibly stressful and can lead to severe financial difficulties. If it is unlikely that you can rectify your financial problems after falling behind...

Stamp Duty Rates and Requirements

Stamp Duty is a tax that has to be paid whenever a person buys a property or a piece of land in England or Northern Ireland that costs over £125,000. Sometimes referred to as Stamp Duty Land Tax,...

Buying Property in a Conservation Area

Purchasing a property in a conservation area can lead to a number of considerations, implications and possible restrictions and buyers should be aware of these before initiating the purchase process....

Who is Responsible for Repairs During Property Tenancy?

Both tenants and landlords often get confused about their legal responsibility, and the lines can get a bit blurry when it comes to repairs. As a general rule, the landlord is responsible for any major repairs, while the tenant has an obligation to keep...

What is private nuisance?

A private nuisance is the term used to refer to an ongoing, continuous, indirect and illegal interference with the enjoyability of other people's land. It is a civil offence, and legal action can be taken...

The Law on Squatters

Owning a property that stands empty for any amount of time brings with it the potential threat of squatters. This means that a person or people move into your property unlawfully and inhabit it. Squatting...

Buying a House - A Guide to the Conveyancing Process for Buyers

Conveyancing is the legal term given for the process of buying and selling a property. Conveyancing is a notoriously complicated area and so a solicitor is imperative to ensure a successful and faultless...

Guide to Tenancy Agreements

A tenancy agreement is a legal contract between a tenant and landlord and can be written or verbally agreed. The tenancy agreement details the rights that both the landlord and tenant have and offers...

Can A Landlord Be Held Liable for A Tenant's Injuries?

UK law clearly stipulates that landlords owe a duty of care to the safety of their tenants, which means that landlords must take all reasonable steps to make sure that the property is liveable and safe. Despite all the regulations in place, a staggering...

Garden Bonfire Laws and Restrictions

The law does not make specific provisions for restricting when a person can have a garden bonfire. However, in some circumstances, lighting a bonfire in your garden may be considered to be a ‘nuisance',...

What Are Conveyancing Property Searches?

Conveyancing searches offer a wide range of information for those buying property and serve to protect people from bad investments and the hidden vulnerabilities of a building. If searches are not conducted...

The Law on High Hedges, Trees and Overhanging Branches

Garden related issues can be incredibly infuriating for neighbours and cause a great deal of tension. The poor management of greenery can lead to disputes and hostile interactions between neighbours....

Can I legally kill pests and vermin on my own property?

Suffering from pests on your property can be very upsetting and comes with a host of concerns and nuisances. Whether you have an influx of insects or rodents are causing you a nightmare, you have options as to how to remove them and control them coming...

What Can You Do About Nuisance Neighbours?

Any distraction to the enjoyment of your own home can be draining, stressful and consuming. However, when the nuisance relates to your neighbours, the emotional distress can be second to none. The ideal perception of warm and respectful neighbours is...

What are Conveyancing Disbursements?

Once a quote from a conveyancing solicitor is received, multiple items will be shown which are referred to as ‘disbursements.' The disbursements are all of the fees and the taxes that the solicitor...

Accelerated Possession Orders

If you are a landlord and want your tenants to vacate the property, there are strict criteria that you will need to abide by. Failing to do this can mean you are guilty of illegally evicting your tenants....

How to Complain About Poor Building Work

Being the victim of poor building work can be incredibly disappointing, leading to inhabitable property, significant financial loss and emotional distress. In order to reach a resolution and minimise...

Why bother with a pre-sale house inspection?

For most of us, first impressions count, and this holds especially true if you are in the housing market, eagerly looking for that dream home. The architectural details, modern fittings, and floor coverings might be the first thing that catches the eye,...

What is Negative Equity and What Can You Do About It?

Negative equity is the term used to describe a property that is worth less than the mortgage loan that is secured on it. Negative equity is normally caused by falling property values, when a person buys...

Contract Exchange and Completion When Buying a Home

Both parties in a house purchase, the buyer and the seller, are legally able to pull out of the deal right up until the contracts are exchanged. This can make the house buying and selling process incredibly...

A Guide to Emergency Housing from the Council

If you become legally homeless, your council is obliged to help you. The amount of help that you receive will depend on your eligibility, whether you are homeless through your own fault and your personal...

Firework Laws and Regulations

Fireworks are enjoyed by thousands, if not millions of people across the UK every year to celebrate special occasions and add a sparkle to parties. But what does the law say about the purchase and use...

Different Types of Mortgages Explained

A mortgage is the type of loan that a person will apply for to enable them to purchase a property. Likely to be the biggest financial liability that any person has during their lifetime, there are a wide...

Leasehold Extensions Explained

Leases allow people to use a property for a set period of time in exchange for payment to the owner. As a lease term decreases, the value of the lease declines and in turn, it becomes more expensive to...

Buying a Leasehold Flat - What you Need to Know

The majority of flats that are sold in the UK are on a leasehold basis. This means that the buyer will own the flat but not the land that it is situated on. If you are considering buying a leasehold flat,...

Using CCTV for Home Security – What You Need to Know to Stay Legal

The UK is one of the biggest users of CCTV, with security cameras being a regular feature on high streets and in the vast majority of shops and supermarkets across the country. In fact, the British Security...

Burglary Laws Explained

The laws relating to burglary are outlined in Section 9 of the Theft Act 1968. The act sets out the offences that constitute burglary and how authorities can establish that a crime was committed. Unfortunately,...

Can I Swap My Council House?

It may be possible for you to swap your council house or housing association property with another tenant. There are strict rules to follow to do this, but you may be able to move to a more suitable or...

Can energy providers hike costs during the term of a contract?

Energy prices are one of today’s greatest concerns and utility bills are amongst one of the most common complaints to debt charities and advice companies. Trying to understand your usage and costs can feel like a minefield and then with a host...

The Law on Adverse Possession of Land

Adverse possession of land is the term given to describe a situation where a person is occupying land that belongs to someone else without having the owner's permission to do so. Adverse possession can...

How to Legally Evict a Tenant

Evicting a tenant can be a complicated undertaking, and there are a number of legal considerations that must be made to ensure that the process is reasonable and fair. The law serves to offer protection...

Can I be legally forced to sell my house?

Although the chances of you ever being forced to sell your home unwillingly are very slim, there are occasions when you might have no choice. Whether this is due to domestic issues, construction plans or travel ways, there are times when your property...

How to Check Crime Figures in Your Neighbourhood

Have you ever wanted to check out the crime figures in your neighbourhood? Perhaps you are moving to a new area that you're not familiar with, and want to make sure you aren't moving to a bad area? Fortunately,...

A Guide to Mortgage Payment Holidays

Circumstances outside of your control can often have major impacts on your ability to maintain payment arrangements with creditors and this can be incredibly stressful. If you have a mortgage and your financial situation changes in a negative way, you...

Legal Responsibilities of a Landlord

Landlords have numerous obligations and responsibilities to their property and tenants. The tenancy type dictates the responsibilities that the landlord has, but there are general obligations that must...

Law on Gypsies, Travellers and Unauthorised Encampments

All authorities, and predominantly local councils, must accept the rights that gypsies (also known as ‘travellers') have, even when they are required to enforce removal from private land. The law...

Private Residence Relief When Selling Property

If you are planning on selling your home, private residence relief will often mean that you won't be liable to pay capital gains tax on any profit you have made on the sale price. Although it mainly applies...

Joint Tenancy Vs Tenancy in Common - What Option is Right For You?

Buying a property can be one of the most exciting and poignant times of your life. To ensure that the transaction is successful, buyers should be confident that they understand the sometimes complex conveyancing...

Divorce - What Happens to the Family Home?

When a couple gets divorced or dissolves their civil partnership, one of the most important financial considerations that must be made is what to do with the family home. Couples have a number of options, and a solicitor can support clients in reaching...

Should I Take Out Buildings and Contents Insurance?

Buildings and contents insurance, also known as home or house insurance, is a cover that can be taken out to cover the cost of damages and loss within your home. As a homeowner, you are likely to prioritise home insurance by way ensuring that what's...

What is Property Gazumping and Gazundering?

Gazumping refers to incidents when an offer has been accepted for the purchase of a property and the buyer proceeds with their purchase by instructing a solicitor and potential pays for searches, valuations...

Light Pollution Laws and Statutory Nuisance

Light pollution is the term used to describe artificial light that illuminates areas that are not meant to be lit. This can be considered as intrusive if the light is excessively bright or shines into...

Landlord Access Rights when the Property is Let

Most landlords and tenants prefer to minimise the need for landlord visits during a tenancy. The majority of tenants would prefer to live in a property as if it were their own and most landlords are keen...

Landlord and Tenant Rights

In order to protect both the landlord and the tenant, the law sets out a number of responsibilities, obligations and rights for each party when a rental agreement is signed. These rights mean that a tenancy...

Guide to Restrictive Covenants on Property

Restrictive covenants on property are important legal agreements that can affect not only the parties signing them, but also the parties that purchase or inherit property with restrictive covenants. In...

Declarations When Selling a House

When a person sells a property in the UK, they have a legal obligation to make a buyer aware of any damage or defects with the property prior to the sale. The law stipulates that any latent defects or...

Choosing the Right Conveyancing Solicitor

The complexities of buying a house can be frustrating, time-consuming and emotive to say the least, and receiving the best support when buying or selling a property can make a significant difference to an individual's experience. The financial commitment...

What Factors Can Affect Planning Permission?

When it comes to planning applications, whether it be for an extension to an existing home or a new build property, there are a range of factors that can affect whether permission is granted or refused....

How Much Does It Cost to Rent a Property?

Before you commit to your property search, you need to know what you can afford. It is so easy to under-budget if you simply expect to pay the rental and moving costs, but when it comes to renting a property, there are many unforeseen costs, especially...

House Repossessions Explained

Your home could be repossessed if you fail to meet the payment terms set by your mortgage lender. If you go into arrears with your mortgage payments, your lender will contact you to seek to recover the...

A Guide to Energy Performance Certificates

An Energy Performance Certificate (EPC) provides information on the usage of energy in a home or business premises. The certificate provides buyers with useful information on the usage and costs of energy...

How do Help to Buy Schemes Work?

With house prices as high as they are, getting your foot on the property ladder can be incredibly difficult for first-time buyers. If you find yourself in this position, support may be available through...

How Japanese Knotweed Can Affect Buyers and Sellers of Property

Japanese knotweed is a fast growing and invasive plant that can cause significant damage to land and property. For anyone who wants to sell or buy a home that has Japanese knotweed, implications can be...

Permitted Development Rights Explained

A person who owns a property and who plans to extend, improve or carry out work on the building should understand Permitted Development rights in order to ensure that any action that they take is lawful....

Tenancy Deposit Protection Schemes

All landlords are legally obliged to hold tenant deposits in an approved Tenancy Deposit Protection Scheme (TDPS). The law dictates that landlords who let properties through an assured shorthold tenancy which began from 6th April 2007 are obliged to...